For renters, creating a comfortable, personalized living space is important. But the way you choose to decorate can strongly affect the portion of your security deposit returned when your lease ends.
Most lease agreements specify which changes you can make without asking and which need approval from your landlord. Being unsure about these terms can result in expensive mistakes and deductions from your security deposit.
Knowing what is and isn’t permitted is key to protecting your security deposit. Thoughtful decorating decisions can help you skip unnecessary repair charges and maximize your refund when you move out.
Causing Damage to the Property
A common reason for security deposit deductions is décor that causes damage to the property. Damage that needs repair—such as large holes from hanging heavy art or shelves, adhesives that peel paint or wallpaper, or other physical changes—can lead your landlord to keep part of your deposit.
Deductions from your security deposit will be based on the extent of the damage. To prevent disputes, always read your lease agreement and understand its rules for decorating and caring for the property.
Failure to Restore the Original Condition
Many leases state that if you make decorative changes, you must restore the property to its original condition before moving out. Failing that, your landlord may take part of your security deposit to cover the cost of returning the property to its original condition.
Although painting is a popular way to personalize a rental, it is also a leading source of disputes between renters and landlords.
Before painting, always check your lease and consult your landlord. Under most leases, you must restore the property to its original color and condition at move-out.
Violating the Lease Terms
Ignoring lease terms regarding decor—for example, painting or putting nails in the wall without permission—can lead to security deposit deductions. Even minor damage, such as small nail holes from hanging art or a TV, can affect how much you get back, especially if repairs are required.
To protect your security deposit, plan décor with move-out in mind. Whenever possible, choose nail-free hanging options or skip wall mounting altogether. Showcase large artwork or TVs on sturdy furniture to keep the walls damage-free.
Excessive Wear and Tear
Normal wear and tear is expected in a rental, but excessive damage from décor—like scratches from heavy furniture or neglect—can lead to deductions from your security deposit for repairs or replacements.
To avoid damaging the floors, use protective materials like blankets or felt pads whenever you move furniture. Consider buying felt gliders for furniture feet, especially if you rearrange often.
Cleaning Costs
Your landlord may also deduct cleaning costs from your security deposit if the property is left unclean beyond normal wear and tear, whether due to décor or everyday living habits.
When decorating, always think ahead to the end of your lease, when you’ll need to return your rental to its original condition. With fewer repairs needed, you’re more likely to get your full security deposit back.
When you believe a deduction is unfair or not compliant with local laws, photograph the property’s condition at move-in and move-out, and communicate directly with your landlord. When needed, research your rights as a tenant locally and consult a legal professional.
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Originally Published on October 20, 2023
This content is provided for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Readers should consult with licensed professionals regarding their specific circumstances.
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